how Our Rates work

Payments

Your payments will be due on or around your paydays. Your interest (“Finance Charge”) will be charged for each periodic billing cycle to your account by applying a daily periodic rate to the Average Daily Balance of your account for that billing cycle. We charge interest on each cash advance from the date it is posted to your Account.

Interest

Interest charges are calculated using an Annual Percentage Rate (APR). The applicable rate for your account will be determined based on your state and will be provided before you complete your application.

Example Finance Charges for
Line of Credit

Cash Advance for 7 days

Amount Borrowed:

$100

Total number of Days:

Total Finance Charge: **assuming all payments made as scheduled

$6.90

Minimum Payment Due:

$8.90

Pay in Full Amount:

$106.90

Annual Fee:

None

Cash Advance Fee:

None

Late Fee:

None

Sample APR for
Cash Advance**: **Annual Percentage Rate. The APR is the cost of the loan expressed as a yearly rate.

360%

Cash Advance for 14 days

Amount Borrowed:

$100

Total number of Days:

Total Finance Charge: **assuming all payments made as scheduled

$13.81

Minimum Payment Due:

$15.81

Pay in Full Amount:

$113.81

Annual Fee:

None

Cash Advance Fee:

None

Late Fee:

None

Sample APR for
Cash Advance**: **Annual Percentage Rate. The APR is the cost of the loan expressed as a yearly rate.

360%

Cash Advance for 30 days

Amount Borrowed:

$100

Total number of Days:

Total Finance Charge: **assuming all payments made as scheduled

$29.59

Minimum Payment Due:

$31.59

Pay in Full Amount:

$129.59

Annual Fee:

None

Cash Advance Fee:

None

Late Fee:

None

Sample APR for
Cash Advance**: **Annual Percentage Rate. The APR is the cost of the loan expressed as a yearly rate.

360%

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